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BENEFITS
Employees scheduled to work more than 50% of full time for at least seven months are eligible for the following benefit plans (with the exception of the Tuition Waiver). Complete descriptions are contained in the Staff Handbook, benefit booklets, and summary plan descriptions, which are available in the Office of Human Resources. ACCIDENTAL DEATH AND DISMEMBERMENTCoverage is available for the employee and his/her family. The employee pays cost based on choice of coverage. BUSINESS TRAVEL INSURANCEThe university provides $50,000 in business travel insurance while traveling on university business to a destination outside an employee’s city of employment. DEATH BENEFITThe university pays an amount equal to one month’s salary to employee’s beneficiary as designated on life insurance in event of the employee’s death. DENTAL INSURANCEThe MetLife Voluntary Preferred Dentist Program is available, which offers coverage for employees and dependents. EMPLOYEE ASSISTANCE PROGRAMAllows an employee to obtain professional help in solving emotional and psychological problems. Employees can access clinical and work-life EAP services 24 hours a day, 365 days a year by calling CIGNA at 1-888-371-1125. HEALTH CARE PROTECTIONCoverage is effective as of the date of hire for eligible employees. Employees have a choice between three plans with varying coverage options under United Healthcare (Choice Plus/Open Access Plan). Coverage for eligible dependents is available at the employee’s expense.HEALTH FLEXIBLE SPENDING ACCOUNT PLANAllows an employee to use pre-tax dollars to pay for other eligible medical expenses, which are not paid by medical insurance and childcare expenses.LIFE INSURANCE Tulane provides Group Life Insurance coverage for employees and dependents. Coverage for employee is one and one half (1-1/2) times employees annual salary (including retirement plan contributions) up to a maximum benefit of $50,000. Coverage for spouse and dependent children age 5 and over is $2,000. (Note: Lesser amounts for children under age 5). Please contact WFMO Benefits Specialist for information and forms. Additional life insurance coverage through the Voluntary Term Life plan is available at the employee’s expense. LONG TERM DISABILITY INSURANCE Coverage is effective as of the date of hire. Following three months disability, the plan provides 66-2/3% of monthly income up to a maximum of $8,000 per month. The monthly premium is based on the employee’s salary and deducted from the employee’s paycheck. Following two years of employment at more than 50% of full-time, the university contributes an amount equal to 8% of salary to either TIAA-CREF or Fidelity Investments. Personal contributions by salary reduction as permitted by Internal Revenue Service regulations may be made to either TIAA-CREF or to Fidelity Investments. Permanent employees scheduled to work for 100% of full time are eligible to enroll in credit courses (following six months employment). Spouses and dependent children are entitled to the waiver after the employee completes three years of service. See the Employee Handbook for requirements. WORKER'S COMPENSATION Covers expenses for job-related injuries and illnesses. Report any injury or illness to supervisor. OTHER BENEFITS
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